Bankruptcy was designed to help honest but unfortunate people who are unable to pay their debts. The idea is to discharge or cancel these debts, which allows you to get back on your feet again and obtain the benefit of the bankruptcy laws. The bankruptcy laws vary depending on which Chapter you file under. Generally, a Chapter 7 applies to both personal and corporate liquidation and a Chapter 13 applies to personal reorganization. We can help you sort out these legal issues and get you into the right type of bankruptcy for you.